Jo turns 17 and the summer is on. When he opens a new bank account he meets Gudny Andersen. She learns him, that a real man will deposit and not withdraw. Jo falls in love, and he now uses every possible chance to go to the bank to deposit more money to meet Gudny and to impress her. He even gives up his big dream of buying himself a guitar to learn to play the finest song of all he knows, 'Independence Day' by Bruce Springsteen. When he invites Gudny for a date, he is to learn a lesson of love.